The Texas Rangers official team logo can now be featured on the Major League Baseball™ Extra Bases™ Credit Card from Bank of America.  (www.rangerscreditcard.com).   This rewards credit card has proven to be a grand slam with fans and is scoring rave reviews in the rewards credit card industry.  Like many retailers, airlines, and universities have done for years, Major League Baseball teams like the Texas Rangers are now being showed on consumer credit cards.  These baseball oriented credit cards are rapidly growing in popularity and are proving to be a hit with sports fans across the country.

The Major League Baseball™ Extra Bases™ Credit Card from Bank of America has valuable features, including:

•           No annual fee.

•           0% introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.

•           Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.

 •          Earn 1 point for every net retail dollar spent redeemable for MLB™ autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates.

At a time when everyone’s nerves are frayed because of uncertainty in the stock market, illiquidity in the credit market and the softening real estate market, one thing remains constant – sports fans are crazy about Major League Baseball.  Historically, baseball has given the public something to believe in and something to hope for, particularly in tough economic times.   With the MLB™ Extra Bases™ credit card, Rangers fans can be reminded of their favorite team every time they take out their wallets.  Real fans carry the card with pride.  Visit www.rangerscreditcard.com to complete the credit card application online in a few small minutes.

www.HomeMortgage.com Are you thinking about mortgage refinance in Texas? HomeMortgage.com sets you up with low refinance rates! Were here for homeowners pleading, Help me refinance my home! HomeMortgage.com makes it simple to find the perfect mortgage payment. We help you feel at home with your loan by providing several Texas refinance rates. Visit www.HomeMortgage.com today!

While the recent recession and economic crisis have made it hard to secure many types of loans, Texas property tax loans stand out as an exception. Texas continues to report some of the highest property tax rates in the country and with real estate values holding up well in this state, there has been small tax relief for property owners.  Given the high rates and the ever present challenges in the economy, property owners should know that delinquencies can be addressed with a property tax loan before penalties, interest, and possible foreclosure by the county.

With the economic crisis worsening, property tax lenders expect a record number of borrowers in the months ahead.  If you are interested in a solution for your delinquent property taxes, these frequently questioned questions may help your search.     

Q: What is a property tax loan and how can it help me?

A: Property taxes are due in a lump sum by January 31st.  The amount of tax due increases every month thereafter until the taxes are paid.  A tax loan consolidates the delinquent taxes, accrued penalties, interest, and any legal fees owned on the property into a loan with affordable monthly payments. The taxing authority´s existing lien is transferred to the property tax lender as security for the loan. 

Q: What type of property will qualify for a Property Tax Funding loan?

A: Loans are available for nearly any type of real estate as long as the borrower is not in bankruptcy, there is no IRS lien on the property, and the property is reasonably maintained. This includes residential, commercial, investment properties, and vacant land. 

Q: What if I’ve had past credit problems?

A: Credit history is typically not an issue, except in cases of current bankruptcy.  Loans are approved for most applicants, even those with not so perfect credit.  All loans are subject to income verification

Q: How long does the loan process take?

 A: From the time the application is completed the closing can occur in less than a week.  Applications can be taken online or over the phone.  Loan closings are typically handled with a mobile notary that comes to a location convenient to the borrower. 

Q: How much money can be saved by avoiding interest and penalties on a delinquent property tax bill?

A: Penalties and interest are set by state legislature and start to accrue on February 1st.  While county rates vary, you can expect penalties, interest, attorney fees and court costs of 37% to 44% per year.  It´s simple to see how a property tax loan can save thousands in penalties and interest, while more importantly, avoiding foreclosure and lawsuits by the taxing authorities.

Q: What are some considerations when choosing a property tax lender?

A: In addition to choosing a lender with years of experience and specialization in property tax lending, only work with a lender who is licensed by the state of Texas.  You can validate if the property tax lender is licensed to make property tax loans in Texas with the Office of Consumer Credit Commissioner.   http://www.occc.state.tx.us/pages/searches.html

You can also learn more about Texas property tax loans by contacting Property Tax Funding at http://www.propertytaxfunding.com/ or calling a loan officer at 877-776-7391.

tagtexas.org Debra Medina at TAG Texas Austin Tea Party Rally – Tax Day 2010 Pt 2

tagtexas.org Debra Medina at TAG Texas Austin Tea Party Rally – Tax Day 2010 Pt 1