NASA Astronomy Pictures of the Day (Week 16/2010) NASA Weltraumbilder des Tages (Woche 16/2010) — • www.youtube.com • www.youtube.com • www.youtube.com • www.youtube.com — NGC 4651: The Umbrella Galaxy / NGC 4651: Die Schirmgalaxie EN: antwrp.gsfc.nasa.gov DE: www.starobserver.org Image Credit & Copyright: R Jay Gabany (Blackbird Obs.), Collaboration: David Martinez-Delgado (MPIA, IAC), et al. SDO: The Extreme Ultraviolet Sun / SDO: Die Sonne im Extrem-UV-Bereich EN: antwrp.gsfc.nasa.gov DE: www.starobserver.org Credit: NASA / Goddard / SDO AIA Team Venus, Mercury, and Moon / Venus, Merkur und Mond EN: antwrp.gsfc.nasa.gov DE: www.starobserver.org Credit & Copyright: Pete Lawrence (Digital-Astronomy) Spitzer’s Orion / Spitzers Orion EN: antwrp.gsfc.nasa.gov DE: www.starobserver.org Credit: NASA, JPL-Caltech, J. Stauffer (SSC/Caltech) IC 418: The Spirograph Nebula / IC 418: Der Spirographnebel EN: antwrp.gsfc.nasa.gov DE: www.starobserver.org Credit: NASA, ESA, and the Hubble Heritage Team (STScI/AURA); Acknowledgement: R. Sahai (JPL) et al. Virgo Cluster Galaxy NGC 4731 / NGC 4731: Eine Galaxie im Virgohaufen EN: antwrp.gsfc.nasa.gov DE: www.starobserver.org Image Credit & Copyright: Stephen Leshin Mercury and Venus Over Paris / Merkur und Venus über Paris EN: antwrp.gsfc.nasa.gov DE: www.starobserver.org Credit & Copyright: Josselin Desmars Bright Points on the Silent Sun / Leuchtende Felder auf der ruhigen Sonne EN: antwrp.gsfc.nasa.gov DE: www.starobserver.org …

February 2009

With banks increasingly refusing loans, German citizens are taking lending into their own hands. Online citizens bank Smava allows ordinary people to invest their savings into causes theyd like to support.

The fantastic thing about Smava is that the people themselves choose, claims founder Alexander Artopé. Smava allows anyone to request a loan for any reason. Investors then get to choose who they lend to. René Müller has invested in many small projects and is enjoying the benefits of investing: for investors it is especially beneficial, we receive the returns on investments, which would normally go to the banks.

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