Comments on: Debt Management: Debt Settlement a SCAM?

By: MiCasaMiDinero

MiCasaMiDinero — Mon, 21 Dec 2009 16:11:04 +0000

brianedwards, where …
brianedwards, where have I made a comment contrary to what you have stated?

By: brianedwards35

brianedwards35 — Mon, 21 Dec 2009 16:11:04 +0000

lol……a question …
lol……a question for MiCasaMiDinero…….if you have a 750 fico sore and you make 70 k a year…but you owe 80k in debt which means your debt to income ratio is high….that excellent credit score means nothing because nobody will loan you money because they look at you as a risk…..worrying about your credit score with a high DTI….is like worrying about your yard if your house is burning down….

By: G7130

G7130 — Mon, 21 Dec 2009 16:11:04 +0000

Sure she is, that …
Sure she is, that is why she is successful and has managed fiances for fortune 500 companies. Its certainly because she is a moron…

By: MiCasaMiDinero

MiCasaMiDinero — Mon, 21 Dec 2009 16:11:04 +0000

Out of everyone who …
Out of everyone who has posted disagreeing comments about the info provided in this video, is anyone of you a BK lawyer, a certified financial advisor, a credit counselor member of the NFCC or an employee of the credit bureaus who has access to the secret algorithm used to calculate FICO scores?

Didn’t reckon so!

By: MiCasaMiDinero

MiCasaMiDinero — Mon, 21 Dec 2009 16:11:04 +0000

Companies looking …
Companies looking to defraud people are never transparent on how they operate. The “.org” domain is widely viewed as a “non-profit” focused on educational side of business & not the commercial “for profit” side. Ur site is a “.org,” but the real company behind the scenes is “”Coastal Credit Solutions Inc” which is for profit. The initials for this company: CCS which could be very misleading to people looking for a real Consumer Credit Counseling Service “non-profit” agency member of the NFCC

By: FoxifiedNutjob

FoxifiedNutjob — Mon, 21 Dec 2009 16:11:04 +0000

This lady is a …
This lady is a complete moron! She has some of the worst financial advice I’ve ever heard. If you owe more than 7-10k in debt and it will take you more than 6/7 years pay it off, file a chap 7 BEFORE you have judgments filed against you. Or if statute of limitations has expired, say the collectors to stop bothering you and apply for new credit cards and start rebuilding credit.

Don’t listen to this woman, she is a moron…

By: MiCasaMiDinero

MiCasaMiDinero — Mon, 21 Dec 2009 16:11:04 +0000

problem fixed!
problem fixed!

By: mcmunsta

mcmunsta — Mon, 21 Dec 2009 16:11:04 +0000

This woman is the …
This woman is the devil in disguise…really. Look at her, see the horns?
Really though…this talks about DEBT SETTLEMENT NOT CONSOLIDATION…AT LEAST CALL IT WHAT IT IS ON THE TITLE…

By: sysopkc

sysopkc — Mon, 21 Dec 2009 16:11:04 +0000

thank you, I am …
thank you, I am constantly amazed by the amount of people that listen to an obvious shill that props up their show on an audience of complete and total idiots who are finacially illiterate.

By: debtplan

debtplan — Mon, 21 Dec 2009 16:11:04 +0000

debt consolidation …
debt consolidation and credit counseling can be helpful but many are way too far in debt to be helped.